I love this card!!

I made it using cream colored cs from Marco's and brown cs from AC.

I embossed the cream colored cs using a Cuttlebug embossing folder,

and used a Spellbinders die cut for the cs with the saying.

The ribbon was purchased from Michael's.

The stamp is from Stickable Stamps that I purchased at The Stamp Pad in Kimmswick.

The pearls are from Simon Says Stamp.

Very easy to make.